Controversial Newsletter for Expats & Nomads
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Strategic guides for expats & digital nomads. Retired Army Officer and former Tech Exec sharing actionable intelligence on geo-arbitrage, residency, tax…
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Travel & Expat
Languages, geoarbitrage, second passports and living abroad. 5 publications, newest posts first.
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Argentina & Geoarbitrage
3K+ subscribers
Updates on Argentina's economy, history and politics. Paving the mobility asset highway for the Sovereign Individual.
Second Language Strategies
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Learn Conversational Spanish or French in 3 Months. Personalized Lessons from a Polyglot Educator. Not ready for classes yet? Check out my Second Language…
Become a Sovereign Individual
Hundreds of subscribers
Take advantage of the global opportunities using international strategies. Learn how to lower your taxes, protect your wealth, get second citizenships and live…
BowTiedBrazil
Hundreds of subscribers
Offshore, taxation, asset protection, and cross-border transactions
Latest in Travel & Expat
Get Out of Your Own Way
Welcome, aspiring polyglot! I go back and forth with my students about this a lot. Largely because I am opposed to flashcards outright, but I also don’t believe that everything that works for me is everything that will work for…
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Rir pra não chorar
Welcome Avatar! On Sunday, Lula secured a fourth turn in Brazil (below we will go into the details of what “secured” actually means). Given the fact that Brazil is Argentina’s biggest customer and that Milei and Lula are…
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Why Moving to LATAM Too Early Is Financial Suicide
You sit on a sunny balcony in Roma Norte or El Poblado, wearing a linen shirt, sipping a four-dollar flat white, and posting on Twitter/X about your $800 a month luxury apartment. You work fifteen hours a week doing entry-level…
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Argentina Macro Pulse No.8: October 2026
Welcome Avatar! Monthly inflation reached its lowest level for the month of September in nine years. The economy that underpins these prices continued to contract YoY and the BCRA purchased fewer dollars than in any other month…
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Mental Agility
Welcome, aspiring polyglot! I have been thinking about the concept of mental agility quite a bit recently. Primarily because it is the best name I can put to the idea of being able to think about the same idea 3 different ways.…
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Mexico Will Never Be the Next China
A few years ago, I wrote an optimistic piece under the assumption that Mexico could position itself to be the primary beneficiary of the shift in global supply chains. I was wrong. Over the years, I have revisited those points…
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Language Learning Advice
Welcome, aspiring polyglot! Recently, I was talking to one of my students who was finishing her class about the feeling of inadequacy that comes with knowing “enough”. One of the problems with learning a new language is that…
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September 2026 BA Real Estate update
Welcome Avatar! September was a month where the price charts barely moved, but the action was in the mortgage market. Argentina’s Central Bank handed out a batch of pension-fund money to lend out for mortgages, and included an…
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Peronism’s Exit Plan for the Golden Passport
Welcome Avatar! Argentina is never boring, and that phrase has never been more true around the whole CBI saga. Barely two days after Caputo’s announcement in Paris about the investment criteria and final amounts, and we have…
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Argentina's Golden Passport Goes Live
Welcome Avatar! It finally happened. Today, during Argentina Week in Paris, the Milei government officially launched Argentina’s citizenship by investment (CBI) program. Economy Minister Luis Caputo and Chief of Cabinet Diego…
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Paying the Toll
Welcome, aspiring polyglot! In my classes, we usually start speaking around week 6. Of course it is broken speech, but everyone starts somewhere. Well, some people start nowhere, but if you are going to start you have to start…
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The Cap Is Gone
Welcome Avatar! Yesterday the Supreme Court threw out the case that had kept Cristina Kirchner’s rural land law alive. The Court ruled that territorial sovereignty belongs to the State, and just as Cristina implemented the 15%…
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Bipolar Bankers
Welcome Avatar! Tensions are mounting in this pre-election year, where JP Morgan first came out telling the press that Argentina is on its way to investment grade, and just a few days later that same bank decided Argentina was…
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I Need Your Help
Hello, aspiring polyglot! I’m not going to bury the lede here, I need help. You may have noticed that my articles are not going out on the same days every week anymore. The truth is, I overbooked my private lesson schedule. Which…
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Get Out of Your Own Way
Welcome, aspiring polyglot! When I was a kid, and still today, there were and are times where the idea of doing something was and is more terrifying than the act of doing the thing. This is largely the same for people who are…
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Mexico’s Collapsing Population
Ma’am, if you decide to get pregnant, we who work in health can help. Small families live better. You Decide Walk through the streets of Mexico City’s Cuauhtémoc or Roma neighborhoods today. In the past, you could hear…
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The Ugliest PH on the Best Block
Welcome Avatar! Not a week goes by without someone landing in my dms with the same plan of buying a wreck and fixing it up with cheap local labor, so he can sell it for a 2x to the next gringo. Easy gainz, no es cierto ? If you…
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August and September’s International Tax Updates
Resuming the regular round-up of worldwide important tax/business updates. Feel free to scroll through and just pay attention to the countries that are relevant for you. This one I did a bit differently where I tried to explain…
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Argentina Macro Pulse No.7: September 2026
Welcome Avatar! August was a bit of a strange month. Inflation hit its lowest level of the year, reserves reached a record high, the peso remained stagnant, and yet the real economy plummeted. Then, the government shifted the…
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Childlike Wonder
Welcome, aspiring polyglot! As we age, it is very easy to slow down or even stop learning altogether. After all, if you spent the first twenty or thirty years of your life learning, surely by your forties it is time to use the…
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The Non-Alcoholic First Date Playbook
The Death of the Nightlife Era I recently stopped doing alcohol dates. This was a combination of me focusing more on my health, going to the gym more, along with a gradual decrease in drinking and “nightlife” over the years. In…
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Anarchy in the BA
Welcome Avatar! At five o’clock in the morning on February 1, 1931, a man dressed in a brand-new, spotless blue mechanic’s jumpsuit entered the courtyard of the Palermo National Penitentiary. Today, that site is known as Las…
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That's a Little too Convenient
Welcome, aspiring polyglot! Recently I was talking to my wife about the biggest changes in our life since having a baby and what it really boiled down to is that a lot of things are less convenient than before. Rather, many of…
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August 2026 BA Real Estate update
Welcome Avatar! Time for our monthly check-in on the real estate market in Buenos Aires, and the overall sentiment is: stagnation. Prices have not really moved in months, mortgages are down by about a third YoY and deed volume is…
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The Most Generous Interpretation
Welcome, aspiring polyglot! When I was a kid, I don’t remember exactly how old, I remember having a conversation with my parents. It’s pretty easy to take things personally when you are hormonal and, man, those teenage years are…
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Patagonian Qatar
Welcome Avatar! Argentina’s oil and gas region of Vaca Muerta is booming and global banks are lining up over $17 billion to build out the country’s LNG export capacity. As we are watching the conversion of Argentina as an energy…
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Guide: How to Apply for a Permanent Driver’s License in Mexico City
Mexico City brought back the permanent driver’s license. For once, the bureaucracy actually did us a favor: pay 1,500 pesos once, and you’ll never have to renew your license again. This isn’t exactly a gift out of kindness. CDMX…
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Mexican Dating Culture: Smaller Mexican Cities
Continuing our series, Mexican Dating Culture , we are moving on to the final installment: Smaller Mexican Cities . In this series, I’ll dissect the variations in dating culture across different Mexican cities. Here are the six…
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Mexican Dating Culture: Riviera Maya / Beach Towns and Tourist Hubs
Continuing our series Mexican Dating Culture , we are moving on to the coastal party hubs of the Yucatan Peninsula: the Riviera Maya . In this series, I’ll dissect the variations in dating culture across different Mexican cities.…
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Hallucinations
Welcome, aspiring polyglot! An interesting quirk of teaching foreign languages in the age of AI is that you start to realize humans often hallucinate as often as AI does. Which makes sense. After all, humans did create AI. What…
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Mexican Dating Culture: Monterrey / Northern Mexico
Continuing our series Mexican Dating Culture , we are moving on to the industrial heart of Northern Mexico: Monterrey . In this series, I’ll dissect the variations in dating culture across different Mexican cities. Here are the…
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1000 Hours to Understand
Welcome, aspiring polyglot! It was recently brought to my attention that, while I do talk about it, I don’t talk about it enough. That is, how do you actually get to the point where you are able to understand a new language…
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Debunking the “Expat Invasion”
There is a persistent, tired myth floating around social media, foreign coverage, and local discourse that millions of white Americans are invading Mexico…living legally or illegally, driving up the cost of living, gentrifying…
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Finding Your Voice
Welcome, aspiring polyglot! In class the other day, one of my students told me that he enjoys reading my articles because he can hear my voice in them. At first I wasn’t entirely sure what he meant, but then I realized I do tend…
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Mexican Dating Culture: Guadalajara / Central Mexico
Continuing our series Mexican Dating Culture , we are moving on to the cultural heart of Central Mexico: Guadalajara . In this series, I’ll dissect the variations in dating culture across different Mexican cities. Here are the…
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Mexican Dating Culture: Mexico City - The Capital
Continuing our series Mexican Dating Culture , we are moving on to the capital: Mexico City . In this series, I’ll dissect the variations in dating culture across different Mexican cities. Here are the six parts of the country we…
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Mexican Dating Culture: Western vs. Mexican Women
The problem is, there’s no straightforward answer to what dating in Mexico is like; it’s much more nuanced than most people think. Mexico is not a single, uniform entity. It’s a massive country comprising sprawling metropolises,…
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Time Sensitive: Extend or File by April 15th
If you are an American taxpayer (green-card holder or citizen), are a non-American with American sourced income and tax, or a non-American with an American entity even if no tax owed, April 15th is the deadline to file and pay…
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NEW: Monthly International Tax Summary
Hi everyone. Beginning this month with this first newsletter, I will send out once a month, in addition to normally scheduled Substack articles, a summary of major tax news from across the world, along with important…
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Malta Pension Plans: The “Tax Shelter” That's Blowing Up in People's Faces
Disclaimer 1: none of this is legal or tax advice, but merely for educational and illustrative purposes. Please consult with a competently licensed professional in your jurisdiction before taking any action Disclaimer 2: this…
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OBBB and International Tax Changes for US Citizens
Who is this for: US taxpayers If you own a piece of a foreign company, the rules just changed on January 1st. The One Big Beautiful Bill Act (Public Law 119-21) rewrote significant portions of the international tax provisions…
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Five Things Foreign Business Owners With US Entities Should Do Before December 31
If you live outside the United States as a non-resident alien but operate a US company (or use a US LLC for payments, banking, or clients etc), the end of the year is not just a time to close the p&l but rather one of the few…
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When offshore trusts actually do save taxes
I’ve spent two articles now explaining why offshore trusts don’t save Americans taxes. Time to talk about when they actually do. This article is for both Americans and Western Europeans. Subscribe now I’m not saying offshore…
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When offshore trusts actually protect you (and when they don’t)
Last article I explained why offshore trusts don’t save Americans any taxes. Today I want to go deeper on the asset protection side, specifically, when these structures actually work and when they fall apart in court. A lot of…
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Offshore trusts won’t save you taxes as an American
To start: this post is for Americans. This is the first in a series of posts looking at trusts and foundations for Americans and Europeans. Next post will be about when offshore trusts actually protect you and when they don’t…
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Fact or fiction: benefits of offshore trusts
If you spend some time on X or Youtube (or even Instagram/tik-tok), you’ve almost certainly heard an ad or “info” post about the myriad of benefits of offshore trusts or foundations Unfortunately, most of the people selling them…
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Who actually can benefit tax-wise from offshore structures?
This post is going to be a bit different than other ones. It’s going to be short, sweet, and to the point. I get a ton of questions and prospective clients seeing what can and cannot be done in their situation with offshore…
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Increase your valuation & anticipate due diligence issues when selling your biz
After we get brought into optimize or fix a tax or corporate structure problem, we often have biz owners ask us for help in prepping their company for a sale/M&A. Here is a generic checklist we give. Obviously, the details will…
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